Privacy & Cookie Policy
This page explains how we collect, use, and protect your information when you use the CostExpert Canada calculators and templates. It also describes how advertising cookies operate when you use the site.
Updated on July 16, 2026
Overview
CostExpert Canada collects only the information required to provide insurance cancellation calculators and related tools. We do not sell personal information and we minimize the use of cookies wherever possible.
Data You Provide
Inputs entered into calculators (such as policy dates, premium amounts, or contact details for letters) are used solely to perform on-page calculations. These values are processed in your browser and are not stored on our servers.
Essential Cookies
We store a single value in your browser to remember that you have seen the cookie notice. This keeps the banner from reappearing on every visit and does not track your activity across pages.
Analytics
We currently do not run third-party analytics by default. If we enable anonymized usage analytics in the future, the banner will describe the change and request consent before any tracking scripts load.
Advertising (Google AdSense)
CostExpert displays ads through Google AdSense to keep these tools free. Google and its advertising partners may use cookies or local storage to serve and measure ads, including personalized ads based on your prior visits to this and other sites. Under Canada's PIPEDA we operate on a notice basis: ads load by default, and we disclose this here and in the cookie banner. You stay in control — you can opt out of personalized advertising through Google Ads Settings, or block third-party cookies in your browser, at any time.
To review Google's policies, visit https://policies.google.com/technologies/ads.
You can also manage your Google Ads personalization settings at https://adssettings.google.com/.
Third-Party Links
Some pages link to insurer resources or regulatory bodies. We are not responsible for the privacy practices of external sites, so review their policies before sharing personal information.
Contact
Questions about this policy? Reach us through our contact form.
When you submit that form, your message, email address, and (optionally) your name are processed by our email provider, Resend, solely to deliver your message to us and to send you a confirmation reply. We do not use this information for advertising or marketing.
Manage Cookies & Ads
The cookie notice is informational only — showing or dismissing it does not change whether ads are displayed. To control ad personalization, use Google Ads Settings or block third-party cookies in your browser. Use the button below to re-show the notice.
See also our Cancellation Letter Generator and other insurance tools.