Insurance CancellationCalculator

Calculate your cancellation penalty and refund amount using official Canadian rate tables

FreeNo RegistrationOfficial Rate TablesUpdated 2025

How It Works

1

Select Your Insurer

Choose from 11 major Canadian insurance companies

2

Enter Policy Details

Add your premium, start date, and cancellation date

3

Get Your Estimate

See your exact penalty and refund amount instantly

Cancellation Fees by Company

View detailed cancellation fee guides for major Canadian insurers

CostExpert provides free insurance cancellation calculators for Canadian policyholders. Our tools use official short rate tables from major insurers including TD, Desjardins, Intact, Aviva, and CAA to help you understand cancellation penalties before making decisions. All calculations are estimates — always confirm with your insurance provider.